What is the Security Code?
It is a new feature for
credit cards designed especially for Internet security. It now appears
on the back of most Visa and MasterCards, and on the front of American
Express cards. The security code helps validate that the account is
legitimate and the customer placing the online order actually has the
credit card in their possession.
How does my Security Code protect me?
code is only printed on the card and it is not contained in the
magnetic strip information nor does it appear on sales receipts or
billing statements - a huge safeguard for the card holder. In theory,
these numbers are only visible to you. When you enter your Card
Security Code, you assist the merchant in verifying that the order is
being placed by you.
Do I have to enter this Security Code?
If this code
is printed on your card, it must be entered. Visa, MasterCard, and
American Express now require Internet stores to obtain the security
code for all cards that have a code printed on them. In order for this
transaction to be accepted and processed, you must enter this code if
it's printed on your card. Remember, this is done for your protection.
Where can I find this Security Code?
- Visa, Mastercard & Discover Cards – Flip your card over
and look at the signature box. You should see either the entire
16-digit credit card number or just the last four digits followed by a
special 3-digit code. This 3-digit code is your Card Security Code.
- American Express Cards – Look for the 4-digit code printed on
the front of your card just above and to the right of your main credit
card number. This 4-digit code is your Card Security Code.